FAQ's Our Credit Counseling Program
Q: What is unsecured debt?
A: Unsecured debt is credit cards, department store cards, personal loans (unsecured)...We do not deal with car loans or mortgages.
Q: Will this affect my credit?
A: We do not report to the credit bureaus but your creditors may report that your in a credit counseling program. Most creditors will then view this as a positive step because you are trying to take control of your debt
Q: Is this a loan?
A: No it is not a loan. We work with your creditors to reduce your monthly payments as well as our interest rates as much as we can.
Q: How do I qualify for your debt consolidation program?
A: You need at least $5,000 of unsecured debt to join our credit counseling service.
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